RICH INVESTING iDEAS

  India's Foreign Exchange Reserves - It's Billion Dollar History The Foreign Exchange Reserves are a needy for any Developing economy and for a Country which promotes on Exports. This would be taken care by the Country's Central Bank. Foreign Exchange reserves are generally the purchase or holding of any Global Currency in terms of Trade. Like, 'USD' is said to be the present common currency. There are various reasons that the Central bank have holding the Forex reserves like to control the value of the Currency. The exported country may receive it's revenue in Dollars(USD). The trader who executes the global export trade, can receive in USD and the banks would convert this into the domestic or local currency on behalf of Trader. Then usually the banks can transfer this foreign currency - USD to the Central Bank. The RBI(Reserve Bank of India) will be cautious about the value of the Indian rupee against the US Dollar. Increasing Foreign Exchange reserves is a p...

  Retail Inflation rose to 5.03 Percent in the month of February 2021 India's Retail Inflation(Consumer Price Index) was 4.06 Percent in the month of January 2021. According to the recent data, the retail inflation have risen to 5.03 Percent in the last month - February 2021. This is significantly higher than the Market Expectation of 4.83 Percent. The CPI Inflation rose in the last month, due to rising Food Prices. Food Inflation which were stood at 1.89 Percent in the month of May 2019, is now 3.89 Percent in February 2021. Similarly, the Pulses has risen to 12.54 Percent, where the Vegetable prices declined slightly to 6.24 Percent in the said above period. Clothing and Footwear were increased to 4.21 Percent from 3.82 percent. Tobacco and Housing prices were also increased. The prices of Fuel and Light fell to 3.53 Percent from 3.87 Percent. For the past one year, the CPI - retail prices has largely been above 6 Percent.    The RBI - Central bank has set a short term ...

 50 Years of Economic Growth - GDP India  The Country's GDP was 0.4 Percent in the Third quarter of the current fiscal year 2020-21. This is the first time that the positive growth has been reported Since the Covid-19 (Coronavirus) Lock down in India. The Economic growth fell by -24.4 Percent in the first quarter and -7.3 Percent in the Second quarter of this year. It was also said to be the biggest slump and fall Since 2013. Economic growth in October - December 2020 was 0.4 Percent, driven by the Economic Stimulus and Temporary High Consumption. However the country's GDP as a whole year will end in the Negative Territory. The Retail Inflation - Consumer price index(CPI) was as low as 4.06 Percent in January 2021, despite rising prices in the aftermath of the Corona Curfew. This is the lowest level seen in the last 15 months. India's Retail inflation averaged 6-8 Percent. It is noteworthy that the short term target of the Central Bank (RBI) on CPI Retail Inflation is said ...

  Post Covid-19 - The New Normal - Challenges and Opportunities ahead - 2021 After Covid-19, there was a Big Change and we are back to the New Normal, but not to the existing normal. There are lot of Challenges and Opportunities ahead for the next few decade. The Post Covid epidemic and it's global policies would definitely bring about new change. In India, the Central Govt is also planned to implement the 4 Day work week in the front. The reason for this was said may different from the Official. But the upcoming innovation on Technology and the subsequent development of Artificial Intelligence based on it. Challenges: Social Distancing is a New Culture Disruption in Many Sectors Automation - AI Taxation Policies Cost of Buying - Pharma & Healthcare Environmental Issues - Keep Regularly Opportunities ahead: Minimalism - Spend low Various Job Opportunities, but now the same (Self Reliant) Investments in Multi Asset Options Agriculture on Demand Sustainability Living New Normal(P...

 Portfolio Insurance - Why is it necessary ?  There is no such thing as a Risk-free investment today. Rather than avoiding the fact that there is risk in investing in general, one should know how to handle risk properly. Investment risk can be minimized through asset allocation and Diversification.  Decentralization is when you are in a position to invest (Say One Lakh rupees), without simply investing in the Bank Deposits or in the Equity Market as a whole, but in a combination of asset allocation like Deposits, Stocks, Gold and Bonds. This way even if the Stock market goes down, your either investment instruments will provide the corresponding returns and give investment protection. At the same time while other investments are not able to reach the required returns that exceed inflation rate, Stock Market boom will increase your investment multiplier. Usually when the interest rates are low in Banks, then the rates are slightly higher in Bonds. As the Stock Market decli...

 PSU Companies list in the Indian Equity Market Generally, the contribution of Private Sector companies and its operations are greater than the participation of Public Sector(PSU) companies in the Indian Equity Market. While Public Sector companies can pay the Dividends to the Government regularly, those who consider only dividends can keep small allocation of these companies in their Stock Portfolio. It should also be noted that they do not gain much on Capital Appreciation in the long run. For a reasonable returns and healthy dividend, if you want to invest in Public Sector companies, there are more than 50 PSU companies in the Stock Market. Public Sector Companies are divided into Maharatna, Navaratna and Miniratna. Among the PSU listed on the Stock Exchange are 45 Central Public Sector(CPSE) Companies, 12 Public Sector Banks, one at the State level and one under the Other Category. In the PSU Banking Segment, all the public sector banks in India, including SBI, Canara Bank, Ind...

 India's CPI Retail inflation to 4.59 Percent in December 2020 The Retail inflation is also known as the Consumer Price Index, ended lower than the market expectation in December Last year 2020. It is noteworthy that the RBI has a short term target of 2 to 6 Percent on Retail Inflation. The CPI Retail inflation has been out of control for the past several months, far beyond the Central bank's target. With Bank interest rates falling, the CPI inflation rate had caused some apprehension. But it ended unexpectedly in December 2020 at 4.59 Percent. Earlier it was 6.93 Percent in the month of November 2020. The above December inflation is said to be the lowest rate seen in the last 15 months. This is due to the low prices on Food items. The Food inflation which was 9.50 Percent earlier is now 3.41 Percent in December. Inflation in Pan, Tobacco and intoxicants were only slightly higher at 10.74 Percent. It was 3.21 Percent from 3.19 Percent for the Housing segment on Retail Inflation...