RICH INVESTING iDEAS

How to transfer or convert your Physical Shares into Demat Format ? Securities and Exchange Board of India (SEBI) already published a notification that there is a restriction on transfer of Physical Shares (Materialized Format) after December 5, 2018 ( Extended - Before April 1, 2019 ). In view of the Investor Protection, one cannot transfer of his physical shares after this December 5 . SEBI always keen to watch the market whether any unusual transactions are going on behalf of the Investor awareness and Protection. So, any investor holding their shares in a physical format is a difficulty one after the mentioned date. Better to serve and do the part (Converting) earlier is a good choice for the investors, but for the traders it's not an issue due to their trade setup. Nowadays, Trade Terminal of the Stock brokers were also enhanced with the technology so that clients or the investors of the broker can ease to transact in the market. After this notification of Physical shares to...

WHY WAS I BORN - THE DIPLOMACY OF MONEY   Vanakkam (Welcome) to everyone, why was I born ? I am not a usual. I was created. My creation, path of traveling, contribution, benefits, my present scenario, I will discuss it as by biography of myself. Do you know ? I am not necessary for ancient people, because they are exchanged the commodity for their needs. In ancient Tamil age, Paddy was the important crop, even nowadays too. It’s the medium of exchange for trade among the people. Likewise pearls, elephant tusk, sugarcane, salt, clothes, millet, pepper, gold ornaments, etc. Especially, trade with the foreign countries, Paddy was exchanged with pearls, cotton, glass ornaments, wines, coral, etc. Some important foreign countries have strong bonding with inland traders. Sometimes, they exchanged the commodity with their Gold coins. Centuries are passed. Old method of trading change into new. How I was created ? I could tell in the upcoming lines. People who went to sell the goods, they ...

20 Common FAQs on NPS(National Pension System)   National Pension System (NPS) is a Voluntary Defined Contribution Pension System, initiated by Government of India. It is also called as ‘New Pension Scheme’ as the Government decided to stop the Defined Benefit Pension system and started this NPS for all its employees who had joined after January 1st, 2004. At the early stage, this new system launched only for the Government Employees under the Govt. of India, and then it was opened for all Citizens of India. The NPS is nothing but, a pension cum investment scheme, where a little contribution made by the Employees and Employers like a Provident fund in a NPS account and it’s just planned for the long term retirement fund. The derived amount of contribution from both the employees and employers would be invested in a market based fund and returns were also depending upon the market and deliver in the retirement stage. The NPS is regulated by the Pension Fund Regulatory and Development A...

Monthly trading activity of FII and DII vs Nifty - July 2018   Today ( 12-07-2018 ) Nifty and Sensex crossed 11000 and 36600 points respectively. Sensex also hit a record high and Reliance Industries makes a history as a 100 Billion USD Market cap after the TCS. This week stock market is moving on Global trend like Trade war between US and China, Crude movement, Upcoming Economical statistics, Dollar moving, and recent quarterly results. The Nifty points are traveling positively with a 12 percent yield to return for the past one year. The last three year YTD is at 29.50 % and the sensex gives a yield of 14.20 percent in the last 12 months average. For a long term investing, it's not just about the Fundamental analysis with the business numbers, but also looking out the trading activity is a good one. The Last 10 years of trading activity of FII and DII is a suitable one to analyse and compared with Nifty. Here, you can see the below data of the last 6 months - FII and DII vs Nif...

The Origin behavior of Society   In the world last evolved animal is Human being, but the last evolved animal is endangering to ancestors of the world i.e. other animals. Genetically modification is still happens in all animals, but not in human. Because all animals were still surviving even though human create more problems to them like Deforestation, Greenhouse gases, climatic change, solar changes. Nowadays, the earth face more environmental changes but it affects more humans comparing to animals. The lifespan of the animals are same not changed, because they living in natural environmental condition. Human beings are struggling to live with their new technology. We ever notice that infertility rate is high among human beings compared to animals. What it indicates ?  New technology development brings infertility to human beings. Uncivilized animal become civilized, i.e. Human. Modification occurs in animal and also in the earth. Changes bring development to human, but destruct...

Factors which decides on your Investment Decision   “ ……… are subject to market risks . Please read the offer document carefully before investing . ”   Everyone knows about the Market risk on their investments and try accordingly. But, in an open space, most of us manipulating the term, "Risk". We know that Insurance is not an investment, it just protects our wealth. Still, we are making a wrong decision on Insurance, on behalf of Investments. We are telling ourselves that we don't have a time to read the offer document carefully, but not really caring itself before or after Investments. Still, it's everyone's choice to making a decision on their own. There are few factors that may help you to get into the Investment Decision making, with carefully. It takes with the four important factors are: Needs Goals Time Returns If you need to buy a home, then your goal may be a XYZ worth home and plan to acquire in the next 10 years and how could enjoy with yo...

3 Things to know for the Early Retirement Formula   Nowadays the word, "Trending" is becoming a trend today. In a similar fashion, 'Retire Early' is a word to get excited most of the young today. Obviously everyone in the modern life wants to live their way or like an Independent. For the early retirement, one needs a reason and stick with their personal life. The reason may become an Entrepreneur or Live as Life;Live as like. But, the numbers are different on age to the retirement determination. Generally, Retirement planning describes itself and based on some common factors to decide. The Factors are, Current Age Expecting Retirement Age Annual Income Monthly / Yearly expenses Current Savings and Investing Expected ROI (Return on Investment) Inflation Even for the early retirement one should be aware about the financial numbers they had, called Financial Assets like Cash Flow and the inflation depending upon the age of retire early. Professor, D...