RICH INVESTING iDEAS

Way to plan for the Retirement Modern lifestyle hungers with the Job and Money. Everyone needs and stands with their Retirement. Google.com also responding more for 'Retire Early' than 'Retirement Planning' . So, Retire Early is a kind of word, but plan for the retirement is so important today. As we are growing gradually, but the tech Gadgets and our Expenses are growing rapidly. What about the Retirement Planning ? It is an Obvious plan, ensure that you have a sufficient money or income to meet the expenses, when you are at the stage of retirement. The most common goal for everyone's at their retirement stage is a regular income to meet the expenses, (i.e) Pension or getting a regular cash flow from the created corpus for Retirement. One must go to achieve this, they should Save and Invest. It's not just saving, but Investing it. The Regular savings and Investing at early stage and will give a regular income by the Created Asset or Corpus.     (Image courtes...

Online Aadhaar Linking with LIC other insurance products and Mutual Funds Today ( December 15, 2017 ), Supreme Court extends Aadhaar linking deadline to  March 31, 2018 and also note that Aadhaar proof is mandatory to opening a new Bank accounts. Generally, Aadhaar linking process are deal with Bank accounts, Insurance policies and Mutual Fund products, PAN, Mobile numbers. It's a good news on a short term, so we can have a time to update with Aadhaar ( Unique Identity with 12 Digit Random number). We have a different in Mutual fund folios, Banks, Insurance companies, Demat account with brokers, which we chosen or selected. Here we will see some of the products to update Aadhaar linking. LIC (Life Insurance corporation of India) Policies Other Insurance companies under IRDA (Insurance Regulatory and Development Authority) Mutual Fund Products Demat Accounts PAN (Permanent Account Number) 1)  Online Aadhaar linking with LIC Policies:   Go to:    http://www.licind...

How to play Rich Dad's Cash flow Classic Game - Step by step idea I heartily loved to play games in the ground as well as on my PC-Mobile, especially with cricket. When i was changing my focus on Personal finance, i searched a lot of games related on finance. I had downloaded few more App games with a word, ' MONEY '. But, it was not filled up my brain. Finally, i got a game which one gives not only entertaining, but also provide the Financial awareness. Rich Dad's CASH FLOW CLASSIC GAME: Already, i had an experience with Robert kiyosaki's RICH DAD POOR DAD book. So, i have a little eager to visit the game. I was noted that the Cash flow game app for mobile costs a little bit (Around  ₹  180 /-) , but the Rich Dad website presents a free ' Cash flow classic ' game for PC. So, i just registered on Richdad.com site and tried it a while. Rich Dad's Cash flow game concept is get addicted, not only as a game - it gives you a detailed knowledge on Personal ...

ETF vs Mutual Funds Nowadays, Mutual Funds are the favorite one among most of the people. Bank Interest rates are ticking down and the India Inflation rate also around 3 - 4 %. Many of us, keen to invest in mutual funds with a simple knowledge or as plain (Not known). Last week, one of the reader requested an answer in Quora.com  , Is it the time to invest in mutual funds and how the mutual funds differ from ETF (Exchange Traded Fund). I had posted my answer on reply. So, that's why i am looking here to share the related information in my blog about ETF and mutual funds. Generally, Mutual funds categorized as Two:   Debt Funds Equity Funds Debt funds are good, if you are looking like as a Bank FD (Fixed Deposit) or RD (Recurring). It gives a solid returns more than the Bank deposits. Indexation Benefit also available on LTCG (Long term Capital Gains), if you hold more than 3 years. Similarly, Equity funds have a LTCG benefit, if you hold on your investment more than one year...

My Portfolio - Stocks - Updated on Nov - 2017 " My Portfolio " - I am preferring to buy the stocks through Value Investing (Fundamental Analysis). Here-now, i wish to report my portfolio - Stocks which is updated on November, 2017     You can notify that, my investment goes in different sector like Banks, Pharmaceuticals, IT - Technology, Automobiles. I have been heavily invested in Technology about 40 percent with the shares - HCL and Infosys (Infy) and the lowest in Paints with Berger Paints - 1.75 % I am also looking to invest in Energy, but not now with the current valuation. Result Session:   As on November 30, 2017 - My Portfolio (Stocks) returns with 10.22 %  (2017-18) Past three years (Financial) returns are: 10.43 % (2015-16), 12.51 % (2016-17), 10.22 % (2017-18). Currently, 8 of 10 stocks are Advanced (Profit) and 2 stocks are declined (Loss). On my stock portfolio, NALCO performed with the highest returns of  ( 106 % ) on my investment and ...

My Investment portfolio - updated as on Oct - 2017   I am believing the Investment Portfolio objectives is the crucial thing not only for the wealth creation, but also gives the detailed knowledge on Investment opportunity. Here is my Investment Portfolio ( Updated as on October 31, 2017) I am also believes that my realty side depends on my father's asset (Non-cashflow). So this is my diversification too, rather than spending my money for owning a home. It's hard to me that i am not interesting to invest in Gold, but may consider in future. I am looking for an alternative investment(s) in the upcoming days. On the above pic, i had mentioned the debt securities splitted as 'Debt mutual Funds' and 'Bank Deposits' and you can note that my majority of investment is behind on my Retirement savings (PPF, NPS). Thanks for the SEBI (Investment adviser) L1 course and exam, it helps me to extract the knowledge of Asset allocation and Investment strategies. Personal Loans ...

  How is my Budget Planning today - July - Sep 2017 - PQFR   My paycheck also got an annual increment from the month of July 2017. Here is my  PQFR (Personal Quarterly Financial Report) for the Quarter - July - September 2017.   How is my Budget Planning today - April - June 2017 - PQFR How to set a simple Budget Planning 2017 The PQFR  is based on the  Super Budget 50:30:20 Kindly note that, the fixed expenses are reduced to 53 %  and the flexible expenses at around 13 %, as i bought some Tech gadgets in the September. Usually i am increasing my savings and investing by year.  you can also try this with your own values. If you interest to share any comments, i wish to listen for that RICH INVESTING IDEAS – www.richinvestingideas.com with PQFR !