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Showing posts with the label diversification

Drawbacks of Investing in a Single Investment product

  Drawbacks of Investing in a Single Investment product It is common nature for any investment product to experience ups and downs over a period or time or cyclically. If we can predict this easily - in fact it's not. Hard to predict even with enough skill and insider information.  There are few disadvantages of investing the entire amount in a single investment product or avenue,  Chances of Losing the investment value drastically are very high The problem with receiving the Targeted or Goal amount in a certain period, the amount may be low Investment Risk is very high when invest in a Single product Missing the Opportunity cost of any other investment product which gives good returns False Predictability about the Market or Herd Mentality Asset Allocation and Diversification - both are very important on Investing Life. This will reduce the investment risk and increase the chances of generating better returns. In the long run, invest in a single instrument is not only th...

My Portfolio – Stocks – Updated on December 2018

My Portfolio – Stocks – Updated on December 2018 It's my new Stock portfolio, i am posting here after quitting my regular job. After that I started to invest a little bit more aggressively. Prior to this, I had a long term strategy, and now i have invested in the stock market for my short term needs too. I did not recommend this initiative, what i am doing now. Everyone should try to see the Stock market as a long term investment. So, it will take care of you for the long life. Those with a short term goals or needs, they may choose mutual funds. Tata Motors standing position in my Stock portfolio, is still making a difference on my capital and as well as on Return on Investment(ROI). Now, the ROI for the Tata Motors for me is at (-40) percent . The Slowdown in sales combined with JLR has reduced the net profit. However it looks as if JLR and other business of Tata Motors are looking different, then it will be good on that scenario. In the last year 2018, the Stock market hadn'...

My Portfolio – Stocks – Updated on August 2018

My Portfolio – Stocks – Updated on August 2018   Keep Learning and to teach the Fundamental Analysis is a regular skill for me, I am an avid value investor. The Previous quarter (Q4FY18) of my stock portfolio returns are at 11.21 percent. I am just telling the exact returns that what i am holding now, but not on the booking profits (Realized Gain). Already you know that the worst part of my stock portfolio, TATA Motors are making a loss of nearly 20 percent in the previous quarter (April 2018). Now, it's adding a loss of 10 percent i.e. (-30.12) percent and awaiting for the results of Expansion :) Currently, my stock portfolio returns are at 18.99 percent as on 31st August, where National Aluminium making a profit of 64 % and the next one is Infy at 50 percent. I accumulated a few in the Oil Sector. The Sector diversification stood at 40.37 percent on IT , 14.34 % with Banking, 12.55 percent on FMCG / Tobacco. Pharma stocks holding with 14.87 percent, Aluminium of 2.88 percent ...