RICH INVESTING iDEAS

India's GDP growth to 4.5 Percent in September Quarter 2019 The Country's Economic growth slowed to 4.5 Percent in the Second quarter of current Fiscal 2019-20. The So-called economic growth is for the period of July to September 2019. Gross Domestic Product growth stood at 5 Percent in the previous quarter, which was seen as lowest in the past 6 years. The current growth slump is less than the Market's expectation of 4.7 Percent growth. The Spike in Manufacturing, Investments and the decline in exports have affected the GDP growth index. Over the past two years, there is an economy slow down globally. India's GDP growth was also fallen down for the Five consecutive quarters. While many changes have been made to boost the economy by the Government, but their arrival has been delayed. In the upcoming months, the REPO rate is likely to be lowered again. It is noteworthy that after the Implementation of Demonetization and GST, the expected investment inflows and Consumptio...

India's Mutual Fund Investments - Till Date - November 2019 The Indian Mutual Fund Industry has attracted a total inflow of Rs. 1.33 Lakh Crore in the month of October 2019. At the end of October 2019, India's Mutual fund industry manages the Average Asset Under Management (AAUM) worth Rs. 26.33 Lakh Crore. Let's look how the Mutual Fund Investments in India had done Since April 2019, For the month of April 2019, there is an outflow of Rs. 5,005 Crore in Equity investments. On the other side, the Debt market attracted investments worth Rs. 49,973 Crore. From the month of May 2019 to October 2019, both the Equity and Debt Market made a positive inflow for the Indian Capital Market. The Equity Investments for the month of May, June and July are Rs. 4,809 Crore, Rs. 6,538 Crore and Rs. 14,846 Crore respectively. In the month of August 2019, the Equity investments got from Mutual Funds worth Rs. 18,305 Crore, which is seen as the highest equity investment for this Financial yea...

10 Things to prepare for a Healthy Financial Planning Saying, 'Happy Birthday' to your friends is not the best relationship. We need to follow some things. We must share those things with our Friends - It's not only a healthy Friendship, but a Healthy Financial Planning. Here i am listing Ten Classic things that i loved. Share it with your friends if you like. You can also try to practice it in your daily life. Maintain Budget Planning Always find the good investment opportunities, but not a Ponzi Scheme :) Diversify your Investments, even Knowledge Take Proper Health and Pure Term Insurance Make use of Digital Payments, Learn to Save Tax Plan for the Retirement - It's important than your Child's Education Live Debt Free (No worries) Create Emergency Fund - Expect the unexpected events Start a Home Gardening Help others or Share your knowledge with others Life is not absolutely a beautiful thing. We are the beautiful heart to make Human...

How to use SIP Investing effectively ? The Great Mistake in SIP Investing that most of the people are not investing continuously until the end of the Financial Goal(s). Thus we may not be able to achieve the expected Target Amount or Proper Destination. This mistake can also affect or change our Family's Financial Position. It's like we just setting a Goal and do nothing in a series of work. For instance, If you need Rs. 1 Crore Corpus in 15 years, then you have to invest a monthly SIP (Systematic Investment Plan) of Rs. 14,800 /- if the expected rate of return is 15 Percent. If the expected rate is 7 Percent, then you have to invest a monthly contribution of Rs. 31,400 /- and if the rate of return is just 11 Percent, the SIP will be Rs. 21,800 monthly. If you think that your monthly investment is high or not fair with your regular income, then you can extend your deadline say 20 Years Plan. Otherwise, you can start the SIP with a little and then increase the SIP amount by ever...

10 Stocks for Good Investing - Fundamental Analysis Identifying good stocks or shares using Fundamental Analysis is an Investment Art. If we do that effectively, then our investment strategies will work for a long to create Wealth. I have given you few of the stocks using basic Fundamentals on Listed Companies. Examine yourself and find a good company stocks. These stocks are filtered by Screening using the Screener.in website. I had also used some basic queries to filter these below stocks. The basic thumb rule was used in this method are Sales and Profit Growth, Return on Capital Employed, Return on Equity, Price to Earning Ratio, Promoters holding and Pledging of shares by the Promoters. The Screening Strategy follows that the Sales and Profit growth for the last 5 years is greater than 10 Percent, The 5 years ROE and ROCE should be more than 20 Percent, Debt to Equity ratio should be less than 0.5 and Price to Earning is said to be greater than 25. The Market Capitalization limit ...

HEG(Hindustan Electro Graphite) Ltd - Is it Overvalued ? Six months ago, we looked out the Fundamental Analysis of this Graphite Electrode company - HEG Ltd. we had written a post about would you buy this stock ? Now it crossed with two Quarterly results - Q1 and Q2 of FY20. Global changes in the Graphite industry have also affected HEG's Financial Position like Top line - Sales. The Stock price was at a discount rate compared to its Financial Statements two quarters ago. Is it still the same discount available now ? At present, the Company's Financial Statements are lower than the stock price. In the March 2019 Quarter, the Sales were stood at Rs. 1,347 Crore and the Net profit of Rs. 524 Crore was there. For the Q1FY20 - June Quarter, the results are like - Sales of Rs. 817 Crore and the Net Profit of Rs. 234 Crore. The Q2FY20 - September Quarter came with the Sales of Rs. 564 Crore and the Net profit stood at Rs. 179 Crore. The Q2FY20 profit comes due to the Tax Cuts. As we...

India's Trade Deficit to USD 11 Billion in October 2019 India's Balance of Trade increased to USD 11.01 Billion in the month of October 2019. It was USD 10.86 Billion in the last September. The Trade deficit during October 2018 was said to USD 18 Billion. However the current Trade deficit for India is lower than the Market Forecast of USD 12.05 Billion. India's October 2019 import rate has fallen due to decline in Petroleum and Crude Products. Imports of Crude and Petroleum products fell 31 Percent, while Electronic Goods and Transport Equipment fell by 8.5 Percent and 14.70 Percent respectively. But the Gold imports rose by 4.7 Percent in the month of October 2019. The Exports for India were fell by One Percent in October 2019. Exports of Petroleum products has fallen 14.60 Percent and Plastic products fell by 11 Percent. Exports of Textiles, Cotton yarn and its products were also declined in the last month. Exports of Pharmaceuticals and and Electronic Goods also suffered...

Should you buy Berger Paints ? Fundamental Analysis An Investor who is ready to buy stocks in the Stock Market should invest based on Fundamental Analysis - Value Investing. And also the investor should be aware about the Risk Management in Equity Investing. If not, it is advisable to consult with a Good Financial Advisor to make such decisions. Berger Paints is a company (Now Public Listed Company) founded by Louis Steigenberger of Germany. It was later renamed as 'Lewis Berger'. Currently, Berger Paints is an Indian Paint Company is headquartered at Kolkata. The Current Chairman of Berger Paints is Mr. Kuldip Singh Dhingra. It is in the Paint Sector which the company operates its business in Five Countries including Russia, Nepal and Poland. It has a distribution network of more than 25,000 Dealers and 3500 Plus Employees for Manufacturing and Selling of Paints. Currently, the Market Capitalization of Berger Paints stands at Rs. 47,000 Crore in the Indian Stock Market. The Bo...

India's Retail Inflation rose to 4.62 Percent - October 2019 The CPI (Consumer Price Index) - Retail Inflation for the month of October 2019 has risen unexpectedly to 4.62 Percent. It was 3.99 Percent in the month of September 2019 and 3.38 Percent earlier which was seen in the month of October 2018. For the First time Since July 2018, the retail inflation has exceeded the RBI's Medium Term target of 4 Percent. The said inflation of 4.62 Percent has been increased due to rising of Food Prices. Food Prices have increased to nearly 8 Percent in the month of October 2019. Vegetables prices rose by 26 Percent, Onion and Tomato prices are also risen due to unseasonable rains, Pulses rose by 11.72 Percent and Eggs by 6 Percent. Meat and Fish were also rose by 9.75 Percent, Fruits by 4 Percent and Spices by 3.86 Percent and Milk Products by 3 Percent in the month of October. The Cost of Clothing and Footwear were also increased slightly. But the Fuel and Light Prices were fell down by...

FII and DII Trading activity – October 2019 At the end of October 2019, Nifty was closed at 11,877 Points and the Bombay Stock Exchange (BSE) Sensex was at 40,129 Points. Despite the Indian Stock Market Boom in the month of October, many more stocks are still attractive. It is best to find good companies based on Fundamentals and invest in them. The Market is waiting for the next correction. Whether it is short or long, it will depend on the upcoming Market related news. Quarterly results (Q2FY20) of the many companies have been released till date. Most companies have retained its profits this time, only because of the Corporate Tax Cut. The upcoming December Quarter (Q3FY20) will reveal how the Sales growth of the Festive Season was. There are 20 Trading days in the month of October 2019, both FII and DII were the Net buyers for the month which was seen as a Positive for the Indian Stock Market. The Foreign investors had a net purchase of Rs. 8595 Crore and the Domestic investors had ...

Where to find the Initial Public Offerings (IPO's) details for NSE and BSE India ? In order for a company to be listed on the Stock Exchange, the company must be a Public company or be converted from a private to a Public Company. Further, the company will be listed on the Stock Exchange only if it meets the requirements of SEBI (Securities and Exchange Board of India). Unless a company is a private, their shares cannot be traded publicly through Exchange. Private Companies may have Stocks and its Shareholders. So it will come to IPO and Market only after they are converted into a Public Listed Company. Generally, the IPO related information and documents are available in SEBI's website. However as an investor we can see the Initial Public Offering (IPO) details and its history in the Stock Exchange websites. There are two markets available in the Indian Stock Market - National Stock Exchange (NSE) and Bombay Stock Exchange (BSE). From the websites of these two exchanges one ca...