RICH INVESTING iDEAS

Employee to Entrepreneurship - The road to Economic wisdom Most people are not willing to accept the workload in their jobs today. This may due to their expectation of Higher pay checks and Herd Mentality. The basic principle is most of the people are loving to get good salaries rather than responsibilities. There is a new word and it is more innovative than the 9-5 Day job in the current trend. It's a desire to start a new business or getting Entrepreneurship and retire young. But this road is not as easy task we think, however it is still possible in these days. Be Prepared for the below activities to qualify yourself for the Employee to Entrepreneurship Journey - The Road to Economic Wisdom, Be Debt Free or Reduce Debt: Things changed today, we are in the life of consumerism. Spending money for the unwanted things is not an inspired one for the Entrepreneurial Journey. Most of the business fails today, just because of Lack of Proper Financial Planning. Our trip will be comfor...

What's next for the Indian stock market after Election results 2019 ? Despite the 2019 Election results in India, the stock market has not seen a big boost,  but it is currently overvalued based on Market PE, what i had said earlier. As on Election results day, most of the Investors and traders have taken their profits. This is the first time on results day, the Indian stock market went down Since 1999. During the Election result days, the sensex was up 6 percent in the year 1999, 0.77 percent in 2004 and in the year of 2009, it was 17 percent. During the leadership of PM Narendra Modi, the sensex rose 0.90 percent in 2014 Election results day. Prior to the past movements on Sensex and Nifty, it should be remembered that the Indian stock market was in crash or correction mode. But, now this time that the market was seen as overvalued before Election results. Apart from the recent election results, there are other factors to impact the market in the near future like Global factors, ...

Would you buy HEG(Hindustan Electro Graphite) ? - Fundamental Analysis The Graphite Electrode Company - HEG (Hindustan Electro Graphite) is engaged its business in manufacturing of Graphite Electrodes, Carbon Speciality and Power. It was started by the LNJ Bhilwara Group in India, where the exports are over 70 percent of its production to more than 30 countries across the World The First time in the last 40 years, the company had suffered a loss of Rs. 8 Crore in the FY2015-16. In the year of 2015-16, HEG shares was trading between Rs. 120 - RS. 230/- Then the Share price were taken enormously to 25 times in the year 2018-19. The Demand in Graphite Electrodes across the world was loaded its earnings to multi profit. Currently, the Market Cap is around Rs. 6,600 Crore after the buy back completion of Rs. 5,500/- per share in the month of April 2019. The Current market price is trading in the 2 year low as the sector was seen as Sluggish. The Book value of HEG Ltd was seen of Rs. 964 per...

How to save tax if you are earning up to 6 Lakh in a Financial year ? - Easy Calculation In the Budget India 2019, the Finance Minister Mr. Piyush Goyal announced that there is 100 percent or Full Tax Rebate in Income tax for those earning up to Rs. 5 Lakh in a Financial Year. One should note that there is not an exemption of tax up to 5 Lakh rupees, but it is a Tax Rebate. If an Individual earns Rs. 5 Lakh per annum in a 2019-20 Fiscal year, his income tax rate will be 5 percent. At 5 percent rate, he should pay the tax amount of Rs. 12,500 plus other surcharges. It will be deducted as TDS(Tax deducted at source) by the Employer and then the employer will pay this tax to the Income Tax Department. So, what is the full tax rebate for those earning up to 5 Lakh rupees ? When an individual is file his Income Tax returns in the Assessment year (2020-21), the TDS amount of Rs. 12,500/- deducted by the Employer, will get refunded to the Individual's account. It is referred as the Full T...

Is it good to invest in stocks where the Promoters are pledging their holding ? Generally, the Founders or Promoters of the public listed company have to mortgage their holding to the banks or some other companies due to the Purpose of their Business or Personal reasons. During the Q4FY19 - the January - March period, the Pledging percentage of Promoters holding have risen significantly listed in the BSE 500 (Bombay Stock Exchange). The Reliance Capital and Reliance Infra were increased their pledging up to 100 percent of their Holding. Already, the RCOM(Reliance Communication) has pledged its entire stake to debt crisis and now it is in bankruptcy process. The listed media company Dish TV had also pledged up to 95 percent of Promoters Holding. The Promoters of Eveready Industries and Zee Entertainment have almost pledged more than 50 percent of their holding. The Pharmaceutical Giant Sun Pharma had too pledged nearly 11 percent of the promoters share holding. Apollo Hospitals had a 78...

Mutual Funds Taxation - Simply Explained Generally, there is no TDS (Tax Deducted at Source) applicable for the Mutual Funds and Shares in India. One should declare these type of income as 'Other source of income' while filing the Income Tax returns. For the Mutual Fund schemes, the Taxation is divided into two categories - Debt Funds and Equity / Hybrid Funds. Hybrid Funds (Earlier Balanced Fund) is a combination of both debt and equity based funds. In case of Investing in Debt oriented funds, the holding period of a funds will tells the taxation rate. As you can see in the below table, If an investor redeem his money from the debt fund with in three years from the time of investment, then he or she will be taxed as per the Income Tax Slab. If the holding period is more than 3 years and the redemption is happening, then the Tax rate would be 20 percent with Indexation Benefit. For instance, Rs. 1 Lakh will be invested in a Debt Fund Scheme of a particular AMC (Asset Management...

Is the Indian Stock Market going towards Crash or Correction ? Is the Stock Market in India were its Life time high, Would you planned for this ? While the Global economic factors have affected not only the Indian Stock market in the past one year, but for the other Global Indices. The Indian Stock Market touched a new at the start of the year 2019 - Nifty50 and Sensex. With the ongoing US-China Trade war and the Domestic elections results are the key factor for the Indian Stock Indices. Shares of many listed companies are trading in its 52 week low. Mid and Small Cap stocks are already fallen and expected to come up. Although there is an opportunity to buy these shares at a low price, the Top Benchmark indices were trading near the life time high - Nifty and Sensex. Global Market experts have already said that the Stock Market in India is Over valued and suggesting to be Cautious. What it tells to the Investors - The Three Key Factors. P/E (Price to Earnings) P/B (Price to Book ...

FII and DII Trading activity – April 2019 We are in the near days of Election Results in India. Nifty was trading between 11550 - 11750 over the past one month. In May 2019, Public Listed Companies' Q4FY19 Earnings, Polling Results, Crude and Dollar Change could move the Indian Stock Market. In the month of April 2019, the Foreign Investors (FII) were the net buyers and the Domestic Investors (DII) were the net sellers in a majority. The Gross Purchase of FII was Rs. 1,02,562 Crore and the Gross sales was Rs. 89,812 Crore - Net Purchase stood at 12,749 Crore Rupees. In Contrast, the Domestic Institutional Investors were purchased the shares worth of Rs. 66,294 Crore and the Gross sales was Rs. 70,514 Crore. So, the DII were the net sellers with an amount of 4,219 Crore Rupees. The Foreign Investors were the net sellers only on 4 out of 19 Trading days in the April 2019. On the other side, the Domestic Investors had sold for the 12 days. On 25th April 2019, the FII bought shares wit...