RICH INVESTING iDEAS

  10 Smart Ideas to learn - Young Entrepreneurs   I love the Inspirer and the inspired quotes behind them. Everyone needs a motivation while we felt bad or fall into the trap. We just need that motivation, but we are not just wanting. We know how the kid's smile is. On that way, we need the motivation and we cannot force the kid to smile. It's the creature of nature. Motivation is also gives a self confidence, with rich content. Recently, i had posted about the herd mentality - the behavioral bias. You can get and love the inspirer as you need. But don't follow the influencer that you cannot reach your Needs vs Wants . I am always recommending you, Just get and love the inspirer on his words. Don't follow the influencer or even the man quote the inspired words. It's your life. Do it yourself (DIY). If you need a word of motivation, you can take it outside. We just need to love. I had being inspired by so many quotes, like Warren Buffet, Peter Lynch, Steve Jobs, S...

Macro Economic Policy - A brief explanation   The Economic policy is the term supported to explain the Government's policy on Budget, Taxes, the supply of money, interest rates on monetary view, Employment status of a country. The Government's purpose is to stable the inflation and need for long term economic growth. As simple, how the country manages its income and expenditure.   The Economic policy Classified into two, Micro Economics Macro Economics   Micro Economics:   It tells the economics of an individual, group or a companies. The main intention for this policy, to analyse the demand and supply for the production of an individual or a business level.   Macro Economics:   It describes the economic policy of whole or all like Gross Domestic Product (GDP), Industrial production, Inflation, Current Deficit, Employment or unemployment statistics, the import and export data.   The Macro Economic Policy:   As we know that the micro econo...

  The Herd Mentality - Behavioral Bias - Value Investing   By whom, you got inspired in life ?   Many of us, heard this above one and i could not know how many were really inspired. Some one tells, ' I love this man Mr. A ', and the other one, ' S he is absolutely a fabulous person ', ' He is my inspiring leader and motivator '.  Got Inspired is a special one, when you follow a person, who already got succeed and this may help to quick up your life - Financial or Literate . No doubt, Inspiring is a special one on thought. But, have you influenced by someone or something ? The worst trap of  these days is just influencing by misguide. There are lot of Media exposure, Social Networking that easily influenced everyone to nothing. Really, no need to compromise on this regard. Some one just throwing the useless information to the public, that leads to the herd. May the Influence using this to get rid for publicity, defamation, spoilt the competitor's brand, or...

10 Key Financial Ratios for buying a Stock - Value Investing   Most of us, tempt to buying a stock at any time or any cost. Does it make sense ? Can we do the same, while hiring a person for our business. It just not happening, but the reality causes how we are doing it in the Stock market today. That is why the Oracle of Omaha - Warren Buffet says,   " The Rich invest in time, the poor invest in money "   We just got tempted to do anything in the market rather than the time (Analysis). The poor or a middle one always looking and spend their time for Money. That is the reason, why they think like as employee. On the other side, the rich invest in his time to "Money work for you" Business, but not to work for money. So, Investing in time here is the analysis of a stock based on Value Investing. You can have some key financial ratios or the fundamental factors for buying a stock, which values a business. The Key financial ratios are completely based on Fundamental an...

Wholesale Price Index (WPI) Inflation eases at 2.84 % for January 2018     Wholesale Price Index (WPI) Inflation India eases at 2.84 % for the month of January 2018, which is a 6 months low due to the decrease price of Food products and fuel. There was a 1.88 % WPI inflation for the last July 2018.   The WPI for the December 2017 was at 3.58 % as compared to this January, the recent inflation difference with the previous was at 0.74 %. The Vegetables are at low and the Onions were at high prices in January.   Wheat, Egg, Fish and Meat are the low prices, but the Fruits went high. Due to this, the inflation slightly adjusted with average there. The Fuel prices are also decreased to 1.2 % this January, as it was at 8.8 percent in the last December 2017. Vegetables and Onion Inflation Prices are 40.77 percent and 194 percent respectively. The Fruit prices were at 8.50 percent. The Fuel and energy went at 4 %   ( Read this post after the advertisement... )   ...

Trading Activity of FII and DII - January 2018 - Indian Stock Market   The Scary of tax for the Long term capital gains is the concern in the Indian Stock market and the expectation of rate hike in the US Federal cause a bit of noise globally. Recently, the RBI's (Reserve Bank of India) projected inflation at 5.1 % for the Jan - Mar 2018 and unchanged in the Bank Repo rate. Then the IIP (Index of Industrial Production) for the December 2017 slipped to 7.1 % . The IIP for the last november 2017 had at 8.4 % which was a 25 months high. But, still we are worry with some expectation how the market will move now. Here you can see, how the Indian stock market was moved in the January 2018 by the trading activity of FII (Foreign Institutional Investment) / FPI (Foreign Portfolio Investment) and DII (Domestic Institutional Investors)... FII and DII Trading activity for the month - Jan 2018:   ( Data Courtesy: Moneycontrol ) Open a Free Demat and Trading Account Online ! The Gros...

  Frequently Asked Questions (FAQs) regarding taxation of long-term capital gains(LTCG) proposed in Finance Bill, 2018-reg,   ( This article is the press release of Income Tax Department - FAQ regarding taxation of long term capital gains - Budget India 2018 dated 4th Feb, 2018 ) Under the existing regime, long term capital gains arising from transfer of long term capital assets, being equity shares of a company or a unit of equity oriented fund or a unit of business trust, is exempt from income-tax under clause (38) of section 10 of the Act. However, transactions in such long-term capital assets are liable to securities transaction tax (STT). Consequently, this regime is inherently biased against manufacturing and has encouraged diversion of investment to financial assets. It has also led to significant erosion in the tax base resulting in revenue loss. The problem has been further compounded by abusive use of tax arbitrage opportunities created by these exemptions. 2. In or...

  Long Term Capital Gains Tax - Equity - Explained 2018   Budget India 2018 reported by the Finance minister Mr. Arun jaitley last week (1st Feb, 2018) that everyone was expected on Income Tax slab changes and related on Tax saving things. But, nothing has done on these expectations. The Budget proposed to tax for the equity on Long term Capital Gains (LTCG), and this unseen destined the investors in the market on same day. They started the Long term Capital Gains for equity taxed at 10 % without indexation, if the capital gains exceeding more than 1 lakh rupee. This is applicable too for equity oriented mutual funds. This proposed tax is not a new thing, but before the Former Finance minister Mr. Chidambaram revamping it in the budget 2004-05, proposed to abolish the tax on long term capital gains for equity and recommend to levy a small tax called, 'Securities Transaction Tax (STT) ". Now, Mr. Arun Jaitley brought back this with tax at 10 %, but not removing the Securities ...

Inflation India - Data - 10 Years (2008-2017)   ' Inflation ' - the word is much more concern anywhere in the world. As a part of the economy, the inflation decides the price of any good or services. It predominantly needs for the government with their production and correlated with the Gross Domestic production (GDP). In our country, the inflation has ups and downs and with an average of 6 - 7 % for the last few years. So, while we are planning for our Financial goals like Education, Retirement planning - it's so important to move for the future. Financial Goals are stick with the inflation and that is the reason for entering the stock market to reach our goals at good. Recently, the Reserve Bank of India (RBI) also keenly watching the inflation data or statistics according to Interest Rate cuts. The Bank interest also down in the recent, as inflation matters. Today's 100 rupee is not a worth it be in the next year or after 10 years. So, we just given the inflation da...

  Budget India 2018 Highlights   The Budget India 2018 submitted today ( 01.02.2018 ) under the Prime Minister Narendra modi's National Democratic Alliance (NDA) Government by the Finance minister Arun Jaitley . This budget report is Arun Jaitley's fifth and last budget by this NDA party. Budget discussed and recommended mostly for the Agriculture, Business and Health care related. Government also said to helping the farmers for the high production and generating higher income. Govt. needs the farmers to earn on production cost by 1.5 times and for the Khariff crops, the minimum selling price (MSP) set at 1.5 times by the production price. So, the farmers can get a valuable profit and to avoid the middle men.     Funding for Agriculture market of Rs. 2000 crores and also to strengthen the Agri infrastructure with fund of Rs. 22,000 crores.   Credit Target for Agriculture upto Rs. 11 lakh crores and 100 % tax deduction to the farm co-operatives for the...

How is my Budget Planning today - Oct - Dec 2017 - PQFR   This is my final Budget planning (Ending December) for this year and the third quarter for the Financial year 2017-18. A lot of mixed with my Fixed and Flexible expenses and the savings and investing remain same in the 33.70 percent.   The PQFR  is based on the  Super Budget 50:30:20:   My fixed expenses were increased with 2 percent plus as compared to the Sep, 2017. You can also compare with my previous months' chart ( How is my Budget Planning today - July - September 2017 - PQFR ). Savings and Investing were remain same, as i had a plan to increase once in a year by 5 - 10 percent.   ( Read this post after the advertisement... )       I spent with some on flexible expenses for the Festival session between october to december, so that you can notice the flexible expenses are at 11.30 % for the month of october and november. Though i had planned in advance, the december month was dec...